Managing money across borders can be challenging — whether you’re getting paid by international clients, sending money home, or looking for a simple way to bank while abroad. That’s why we built Raenest: a platform designed to make global payments simple, secure, and accessible to everyone.
With a Raenest personal account, you can open a USD, GBP, and EUR bank account from anywhere, create local accounts in your country of origin, get a USD card, send and receive money across borders, pay bills, explore investment opportunities, and do so much more.
Raenest is for:
Freelancers working with international clients
People with a full-time job who need reliable global banking
Creators earning from platforms and audiences worldwide
Solopreneurs running independent businesses
Independent contractors taking on cross-border work
Anyone supported by friends and family abroad
Here’s how to set up your personal account in just a few minutes.
Step 1: Download the Raenest App
Get the Raenest app from the App Store or Google Play Store.
Step 2: Select Personal Account
When prompted, choose Personal Account.
Step 3: Register and Secure Your Account
Enter your email address and verify it.
Create a secure password.
Read and accept the U.S. Patriot Act.
Step 4: Choose What You Want to Do with Raenest
Select how you’d like to start:
Open a US bank account
Get a USD card
Send money abroad
Invest in stocks
Once you’ve chosen, you’ll be taken to your dashboard, where you can see everything you can do with Raenest.
Step 5: Verify Your Identity (KYC)
To fully unlock your account, you’ll need to complete verification:
On your dashboard, tap Verify Now
Fill out your personal profile (name, phone number, date of birth)
Verify your home address
Verify your phone number
For Nigerian users, add and verify your BVN
Complete your ID verification
Step 6: Start Using Your Account
Once your verification is approved, you can:
Create your bank accounts. For users whose country of residence is Nigeria, an NGN bank account will be created automatically once your ID verification is approved.
Create physical and virtual USD cards for global spending
Access your dashboard tools
Start managing your global payments effortlessly