Stock Investing.

Stock investing is one of the best ways to grow your money over time. If you’re new to it, this guide will walk you through the basics, from what a stock actually is to how you can start investing right now with Raenest.

When you buy a stock, you’re buying a small piece of a company. Think of companies you already know, like Apple, Tesla, or Google. By owning a stock, you share in the company’s growth and success.

If the company performs well, the value of your stock usually increases. If it performs poorly, the value may decrease. That’s why stocks are often described as ownership, because you actually own a fraction of the business.

Stocks are popular because they give your money a chance to grow faster than it would in a regular savings account. Instead of keeping cash idle, investing lets your money “work for you.” Over time, the stock market has historically grown in value, meaning investors who hold their stocks for the long term can benefit from this growth.

The process is simple:

This simple buy-hold-sell cycle is the foundation of stock investing.

Stocks are traded in markets, just like goods are traded in shops. The U.S. stock market is the largest and most active market. It’s open Monday to Friday, 9:30 AM – 4:00 PM (EST).

The good news is that even if the market is closed, you can still place an order through Raenest, and it will be processed when the market opens.

Many people think investing requires thousands of dollars, but that’s not true. With Raenest, you can start investing with as little as $2. Small, regular investments can grow significantly over time, thanks to compounding.

Compounding happens when you reinvest your earnings back into your investment. This way, your money doesn’t just grow, it grows on top of its own growth.

Here’s an example:

Let’s say you invest $600 in your first year (that’s $50 each month).

Notice how your earnings grew from $60 in Year 1 to $66 in Year 2 — not because you added more money, but because your returns also started earning returns. That’s compounding in action. The more consistently you invest, the more your money has time to multiply.

Before you can buy stocks, you’ll need to fund your Trading Wallet in the app. This wallet acts like your pocket for stock investments.

Stock prices move up and down all the time. This happens because of supply and demand. If more people want to buy a stock, the price rises. If more people want to sell, the price falls. That’s why the price you see when placing an order may change slightly by the time it’s completed. It’s part of the normal flow of the market.

Inside Raenest, you can make two main types of investments:

ETFs are especially useful for beginners because they spread your money across many companies at once and reduce risk.
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An ETF is like a basket of stocks. Instead of buying one company at a time, you can buy one ETF and instantly own a mix of different companies. For example, an ETF might include shares from 500 large U.S. companies. This way, if one company performs poorly, others in the basket may perform well and balance it out. ETFs are often seen as a simple way to diversify and are a great starting point for new investors.

It’s important to know that investing comes with risk. Stock prices can go up or down, and returns are not guaranteed. Raenest shows you projections based on past performance, but past results don’t always predict the future. That said, investing consistently and holding for the long term often increases your chances of success.

Now that you understand the basics, you can begin your investing journey with confidence.

With Raenest, you can:

Log in to the app and tap ‘Nest’ to get started.